Tag: first home buyer

Overview of 2026 stamp duty rates, calculations, and first-home buyer and foreign buyer concessions across Australian states and territories.

First home buyer upfront costs in Australia 2026-27 — stamp duty, deposit, LMI, and conveyancing fees. Stage-by-stage cash timeline with three worked examples.

Real Reddit discussions from r/AusFinance and r/AusProperty about Australian home loans in 2026 — interest rates, first home buyer grants, broker vs bank, and market trends. Data sourced July 2026.

ACT conveyance duty guide for FY2026-27 — owner-occupier vs investor rate scales, Home Buyer Concession Scheme up to $1,020K with no income test from July 2026, no foreign buyer surcharge on conveyance, no FHOG. Source: ACT Revenue Office, as at July 2026.

FY2026-27 Australian resident tax rates with the new 15% bracket (cut from 16%), complete thresholds, tax payable at every income level, and a first-home buyer savings perspective. Source: ATO, as at July 2026.

Side-by-side comparison of stamp duty across all 8 Australian states and territories for FY2026-27 — what a $500K/$750K/$1M property costs in duty in each state, first-home buyer outcomes, and foreign buyer differences. Source: state revenue offices, as at July 2026.

Complete NSW transfer duty guide for FY2026-27 — CPI-indexed rate tiers, First Home Buyers Assistance Scheme (full exemption up to $800K), foreign purchaser surcharge of 9%, and FHOG of $10,000. Source: Revenue NSW, as at July 2026.

Northern Territory transfer duty guide for FY2026-27 — formula-based rates up to $525K and tiered above, $50,000 HomeGrown Territory Grant for first-home buyers, $30,000 FreshStart grant, no foreign surcharge. Source: NT Territory Revenue Office, as at July 2026.

Queensland transfer duty guide for FY2026-27 — rate tiers, zero-duty first-home concession on new homes with no price cap (from May 2025), established home concession up to $700K, 8% foreign surcharge, and $30,000 FHOG. Source: Queensland Revenue Office, as at July 2026.

South Australia conveyance duty guide for FY2026-27 — residential rate tiers, first-home buyer full relief on new homes with no price cap (from Feb 2025), established homes not eligible, 7% foreign surcharge, and FHOG up to $15,000. Source: RevenueSA, as at July 2026.

Tasmania property transfer duty guide for FY2026-27 — rate tiers, key change: established-home relief expired on 30 June 2026, new-home support via $10,000 FHOG, 8% foreign surcharge. Source: SRO Tasmania, as at July 2026.

VIC land transfer duty guide for FY2026-27 — rate tiers unchanged from prior year, first-home buyer full exemption up to $600K, phasing to $750K, foreign purchaser additional duty of 8%, and FHOG of $10,000. Source: SRO Victoria, as at July 2026.