Skip to content

01–05 The route Schemes Checklists Calculators Guides About

|

01 Getting ready
02 Pre-approval
03 Choosing a loan
04 Offer and formal approval
05 Settlement

Home
search

✦ OZ Home Loan

Search

Search any article ...

OZ Home Loan

OZ Home Loan is a plain-English guide to buying and financing a home in Australia: five stages from getting ready to settlement, what each government scheme actually does, printable decision checklists and simple calculators.

General information about how the Australian home buying and lending process works. Thresholds, concessions and scheme eligibility are set by federal, state and territory agencies and change; each page links to the agency that sets the rule. Published by the team behind Arrivau, an Australian finance business.

The route

01 Getting ready
02 Pre-approval
03 Choosing a loan
04 Offer and formal approval
05 Settlement

Work it out

Government schemes
Printable checklists
Calculators
Guides
Archive

Site

About
Resources
Sitemap
Privacy
Disclaimer
RSS

© 2026 OZ Home Loan [email protected] Reviewed 17 August 2026