Posts

The $10,000 New South Wales First Home Owner Grant has sat unchanged since 2012, but the property-price environment in which it operates has been transformed…

Queensland’s transfer duty concession for first-home buyers remained frozen at a full exemption for homes up to $500,000 and a sliding scale that cut out ent…

The Regional First Home Buyer Guarantee entered the permanent policy mix on 1 July 2024, converting what had been a three-year pilot into an ongoing annual a…

The Reserve Bank of Australia held the cash rate at 4.35% p.a. in November 2023, pausing after 400 basis points of tightening since May 2022. That pause does…

The Reserve Bank of Australia held the cash rate at 4.35 per cent for a seventh consecutive meeting in September 2024, keeping the serviceability assessment…

The past 18 months have cemented the serviceability buffer as the single largest obstacle for first-home buyers on moderate incomes. With the Reserve Bank of…

The February 2025 cash rate reduction from the Reserve Bank of Australia has reset the borrowing calculus for hundreds of thousands of owner-occupiers. On 18…

The Victorian government’s 2024/25 State Budget, handed down on 7 May 2024, committed an additional $150 million to the Victorian Homebuyer Fund, extending a…

A data-driven analysis of UK Stamp Duty Land Tax (SDLT) and why economists in 2026 still call it Britain's most damaging levy. Essential reading for Australian expats and cross-border investors comparing UK property costs against Australian stamp duty regimes.

Data-driven analysis of RBA rate moves through 2026, the optimal timing to refinance your home loan, and a comparison of current bank cashback offers versus true switching costs. Arm yourself with the numbers before you switch.

Comprehensive state-by-state breakdown of 2026 first home buyer grants, stamp duty exemptions, and shared equity programs. Includes updated price caps, income limits, stacking rules, and step-by-step application process to save up to $55,000 on your first property.

Everything overseas buyers need to know about Australia’s Foreign Investment Review Board (FIRB) rules in 2026. Covers updated application fees, step-by-step approval process, and the top reasons applications get rejected – backed by Treasury and FIRB data.