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Explore the data behind the growing shift toward Islamic home financing in Australia. Understand how Murabaha, Ijarah, and diminishing Musharakah work, what drives non-Muslim demand, and how Sharia-compliant loans compare to conventional mortgages in 2026.

As the Reserve Bank of Australia cut the cash rate target to 4.10% on 18 February 2025, triggering the first refinancing wave in more than two years, thousan…

Australia’s refinancing market is stirring after eighteen months of dormancy. The Reserve Bank has held the cash rate at 4.35 per cent since November 2023, y…

The number of Australian investment property loans fixed at sub‑2.5% p.a. during the 2020‑2021 rush – roughly $260 billion of housing credit by RBA estimates…

For the first time in over a decade, the mechanics of extracting equity from a principal place of residence to fund an investment purchase have become a genu…

A foreign investor holding residential property in Victoria today faces an annual land tax surcharge that is double what it was a year ago. From the 2024 ass…

Victorian investment‑property holding costs leapt on 1 January 2024 when the absentee owner surcharge doubled to 4 per cent and a new temporary COVID debt le…

A combination of elevated holding costs, a cash rate plateau at 4.35 per cent since November 2023, and a determined tax-agency compliance push has rewritten…

In the months straddling the end of 2024 and the start of 2025, self-managed super fund (SMSF) property investors found themselves confronting two regulatory…

Australian property investors approaching a $500,000 purchase in early 2025 confront a lending landscape reshaped by 13 Reserve Bank cash rate increases sinc…

A combination of sharply higher borrowing costs and a widening Australian Taxation Office data-matching program has reset the risk-reward equation for the 2.…

Australia’s property price caps under the Home Guarantee Scheme are reset at the start of each financial year. The thresholds that took effect on 1 July 2024…