Posts
All the articles I've posted.
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Home Loan Portability in Australia: Transferring Your Loan to a New Property in 2026
Updated:The Reserve Bank of Australia has held the cash rate at 4.35 per cent since November 2023, and with three of the big four banks now expecting the first cut n…
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2026 Home Warranty Insurance for New Builds: State-by-State Guide
Updated:Home warranty insurance—the statutory cover that protects homeowners against incomplete or defective building work when their builder dies, disappears, or be…
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Land Tax Thresholds by State Australia 2026: Calculation and Exemptions
Updated:From midnight on 31 December 2023, the calculus of Victorian land tax shifted permanently for thousands of property investors. The State Taxation Acts Amendm…
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Australian First Home Owner Grants 2026: NSW Eligibility & Application Steps
Updated:The $10,000 New South Wales First Home Owner Grant has sat unchanged since 2012, but the property-price environment in which it operates has been transformed…
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2026 First Home Transfer Duty Concessions: State-by-State Rates and Eligibility
Updated:Queensland’s transfer duty concession for first-home buyers remained frozen at a full exemption for homes up to $500,000 and a sliding scale that cut out ent…
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2026 Regional First Home Buyer Support Scheme: Eligibility and Benefits
Updated:The Regional First Home Buyer Guarantee entered the permanent policy mix on 1 July 2024, converting what had been a three-year pilot into an ongoing annual a…
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2026 Australia Rental Yield Calculation: Gross vs Net Yield and Benchmarks
Updated:The Reserve Bank of Australia held the cash rate at 4.35% p.a. in November 2023, pausing after 400 basis points of tightening since May 2022. That pause does…
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2026 Australian Shared Equity Schemes: Eligibility and Loan Terms
Updated:The Reserve Bank of Australia held the cash rate at 4.35 per cent for a seventh consecutive meeting in September 2024, keeping the serviceability assessment…
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2026 Shared Equity Home Buying: Victorian Homebuyer Fund & More
Updated:The past 18 months have cemented the serviceability buffer as the single largest obstacle for first-home buyers on moderate incomes. With the Reserve Bank of…
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2026 Australia Split Home Loan Guide: Combining Fixed and Variable Rates
Updated:The February 2025 cash rate reduction from the Reserve Bank of Australia has reset the borrowing calculus for hundreds of thousands of owner-occupiers. On 18…
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2026 Shared Equity in Australia: Victorian Homebuyer Fund & More
Updated:The Victorian government’s 2024/25 State Budget, handed down on 7 May 2024, committed an additional $150 million to the Victorian Homebuyer Fund, extending a…
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SDLT: The Worst Tax Ever? A 2026 Analysis for Australian Borrowers Looking Abroad
A data-driven analysis of UK Stamp Duty Land Tax (SDLT) and why economists in 2026 still call it Britain's most damaging levy. Essential reading for Australian expats and cross-border investors comparing UK property costs against Australian stamp duty regimes.