Tag: Government Schemes
All the articles with the tag "Government Schemes".
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Home Guarantee Scheme Property Price Caps by State and Regional Areas
Australia’s property price caps under the Home Guarantee Scheme are reset at the start of each financial year. The thresholds that took effect on 1 July 2024…
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Queensland First Home Transfer Duty Concession Rates and Eligibility
Queensland’s transfer duty concession for first-home buyers remained frozen at a full exemption for homes up to $500,000 and a sliding scale that cut out ent…
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Victorian Homebuyer Fund Shared Equity Scheme Explained
The Victorian government’s 2024/25 State Budget, handed down on 7 May 2024, committed an additional $150 million to the Victorian Homebuyer Fund, extending a…
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First Home Super Saver Scheme (FHSSS) Withdrawal Process and Contribution Limits
With the Reserve Bank of Australia holding the cash rate at 4.35 per cent since November 2023 and APRA’s APG 223 serviceability buffer fixed at 3 percentage…
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Regional NSW Stamp Duty Concession for First Home Buyers: All Thresholds
We are asked to write the full article body in Markdown for an Australian home-loan editorial. The article slug is regional-nsw-stamp-duty-concession, title:…
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First Home Guarantee Scheme Participating Lenders and Property Price Caps
Mortgage serviceability arithmetic has become the dominant underwriting filter in Australia’s post-pandemic housing market. With the Reserve Bank’s cash rate…
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Family Home Guarantee for Single Parents: Deposit Requirements and Eligible Lenders
Single parents face a deposit barrier that has hardened significantly since the Reserve Bank’s rate cycle turned sharply upward in mid‑2022. As the cash rate…
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NSW Shared Equity Home Buyer Helper Eligibility and Loan Terms
The Reserve Bank of Australia held the cash rate at 4.35 per cent for a seventh consecutive meeting in September 2024, keeping the serviceability assessment…